"Goal : This study aims to analyze the influence of online loan advertisement, Islamic financial literacy, and lifestyle on public’s comprehension and decision in online loan making. Methode : This research uses a quantitative approach with Muslim consumers in the Greater Jakarta (Jabodetabek) area as the target population. Data were collected through a questionnaire distributed via …
"Goal : “To identify the factors influencing individuals' decisions to choose loan services and analyze their impact on family economic welfare in Bogor.” Background : This study aims to identify and analyze various factors influencing individuals' decisions to use online loan services and explore their impacts on their economic conditions, particularly in the Bogor Raya region. Onlin…
This study aims to comprehensively explore the meanings, motives, and experiences of students in using online loan services through a phenomenological approach and a constructivist paradigm. The background of this research is based on the rapid growth of online loan services in Indonesia, which has become increasingly popular among students, especially due to the ease of digital access, fast ap…
Tujuan: Penelitian ini bertujuan untuk menganalisis faktor-faktor yang menentukan pengaruh perilaku pinjam meminjam rumah tangga di Indonesia dengan fokus pada religiusitas, pendapatan, tabungan, dan konsumsi rumah tangga. Penelitian ini menggunakan data dari Indonesian Family Life Survey (IFLS) angkatan ke-5 yang dilakukan pada tahun 2014 dengan sampel sebanyak 3.350 orang. Metodolo…
Latar Belakang – Melihat potensi jumlah umat Islam yang mayoritas dan eforia keinginan dari beberapa pimpinan daerah untuk menjalankan ekonomi dengan prinsip syariah namun tidak diringi dengan banyaknya atau rendahnya keberhasilan konversi dari KSP/USP Koperasi menjadi KSPPS. Tujuan – Penelitian ini bertujuan untuk mengidentifikasi permasalahan, solusi serta strategi seperti apa saja ya…
"Objective: : This study aims to analyze the influence of the relationship between the characteristics of fintech lending users on the loan quality of fintech lending companies registered with the Financial Services Authority. Methods: : This research takes time series data on Fintech Lending in Indonesia from 2019 – 2022 obtained from the Monthly Report on the Financial Services A…
This study aims to see the Factors Affecting Loan Quality on Sharia Fintech Lending in Indonesia. This research uses a qualitative method of case studies by collecting secondary data through from OJK. This article looks at the Factors of current loans and non-current loans starting in early 2021 to 2023 for Sharia FinTech in Indonesia by adopting the multiple linear regression method and dummy …
This study aims to see the Factors Affecting Loan Quality on Sharia Fintech Lending in Indonesia. This research uses a qualitative method of case studies by collecting secondary data through from OJK. This article looks at the Factors of current loans and non-current loans starting in early 2021 to 2023 for Sharia FinTech in Indonesia by adopting the multiple linear regression method an…
Skripsi ini berusaha melihat pengaruh variabel makroekonomi dan mikroekonomi terhadap kredit bermasalah pada perbankan konvensional (NPL) dan pembiayaan bermasalah pada perbankan syariah (NPF). Variabel makro yang digunakan dalam penelitian ini adalah IPI, inflasi, kurs, SWBI/SBIS, SBI, dan variabel mikroekonomi yang digunakan adalah LDR, FDR, dan CAR kedua jenis perbankan dalam rentang…