"Tujuan : Penelitian ini bertujuan untuk mengetahui diversifikasi Islamic Fintech,akses penggunaan Islamic Fintech dan manfaat penggunaan Islamic Fintech terhadap adopsi/minat pengelolaan kekayaan Islami di Bogor Metode : Penelitian ini menggunakan pendekatan kuantitatif melalui metode Structural Equation Modeling (SEM) dengan mengambil studi kasus di Bogor. Data yang dikumpulkan b…
"Objective: : This study aims to analyze the influence of the relationship between the characteristics of fintech lending users on the loan quality of fintech lending companies registered with the Financial Services Authority. Methods: : This research takes time series data on Fintech Lending in Indonesia from 2019 – 2022 obtained from the Monthly Report on the Financial Services A…
Abstract This study was conducted to find out how financial literacy and fintech lending services affect the financial management behavior of Muslim communities. This research uses a quantitative approach and surveys 272 respondents through electronic media. This research method uses the Structural Equation Model—Partial Least Square (SEM-PLS) equation by taking a case study of Muslim comm…
This study aims to see the Factors Affecting Loan Quality on Sharia Fintech Lending in Indonesia. This research uses a qualitative method of case studies by collecting secondary data through from OJK. This article looks at the Factors of current loans and non-current loans starting in early 2021 to 2023 for Sharia FinTech in Indonesia by adopting the multiple linear regression method and dummy …
This study examines the factors influencing the adoption of Sharia FinTech among cooperative and non-cooperative users that can help them provide better and more efficient services. Moreover, this research uses the Technology Acceptance Model (TAM) method that has been modified using quantitative analysis by distributing online questionnaires with a total of 154 respondents in the DKI Jakarta a…
Penelitian ini bertujuan menganalisa dan merancang Standard Operasional Prosedure yang disusun untuk diterapkan pada platform fintech BTTM Tazkia dan sebagai role model bagi platform fintek lainnya, dengan menggunakan empat metode dari Business Process Management (BPM) Life Cycle dan di dokumentasikan menggunakan pemodelan proses bisnis flowchart. Penelitian ini menemukan bahwa usulan…
This research aims to understand the implementation of the syirkah al amlak concept in the al Musyarakah Al Muntahiyah Bi al Tamlik (MMBT) agreement on Sharia fintech purchase order (PO) financing products at PT Alami Fintek Sharia. The method used in this research is a qualitative method, based on a case study and interview approach, combining library research. The results of the research show…
This study examines the factors influencing the adoption of Sharia FinTech among cooperative and non-cooperative users that can help them provide better and more efficient services. Moreover, this research uses the Technology Acceptance Model (TAM) method that has been modified using quantitative analysis by distributing online questionnaires with a total of 154 respondents in the DKI Jakarta a…
This study aims to see the Factors Affecting Loan Quality on Sharia Fintech Lending in Indonesia. This research uses a qualitative method of case studies by collecting secondary data through from OJK. This article looks at the Factors of current loans and non-current loans starting in early 2021 to 2023 for Sharia FinTech in Indonesia by adopting the multiple linear regression method an…
Financial Technolgy (fintech) menjadi salah satu bukti pengembangan teknologi digital yang memberikan inovasi dan berdampak pada semua kegiatan ekonomi. Hal tersebut membenarkan teori disruption, dalam teori ini dikatakan bahwa inovasi berhasil mentransformasi suatu sistem dengan memperkenalkan sistem yang lebih cepat, murah dan baik. Indonesia sebagai negara dengan populasi muslim ter…