Peer to peer (P2P) lending sharia or borrowing service based on information technology is part of financial technology by applying principles of sharia and to be a solutions for MSME’s in capital issues. This research aims to analyze influencing factors of MSME’s decisions on taking loans through Peer to Peer (P2P) Lending Sharia and the processes of decision making. The method us…
Tujuan: Mengeksplorasi tren perkembangan literatur digitalisasi UMKM, struktur konseptual, struktur jaringan yang dibangun, dan pembahasan pemetaan jalur penelitian untuk memberikan rekomendasi kebijakan dan kata kunci sebagai acuan penelitian di masa mendatang. Metode: Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan analisis bibliometrik menggunakan software R-Bibli…
Tujuan : Skripsi ini bertujuan untuk menganalisa apakah pengaruh dari faktor Sikap, Norma Subkejktif, Kontrol Perilaku, Persepsi Kemudahan dan Persepsi Kegunaan terhadap Minat Masyarakat Muslim Berdonasi Untuk Palestina Melalui Kitabisa.com. Metode : Penelitian ini menggunakan pendekatan kuantitatif deskriptif. Metode pada penelitian ini menggunakan metode SEM (Structural Equat…
Goal: This study aims to analyze the influence of Perceived Usefulness, Perceived Ease of Use, and Attitudes towards Technology Use on Interest in Using Jago Syariah Digital Bank among Millennials and Generation Z in Bogor City. Methods: The method used in this study is quantitative descriptive with data analysis using Structural Equation Modeling Partial Least Squares (PLS-SEM) using the Smart…
"Purposes : This research aims to analyze user satisfaction of the Byond by BSI application using the Technology Acceptance Model (TAM). The variables perceived usefulness and perceived ease of use are independent variables (X), while the behavioral intention to use variables and user satisfaction are dependent variables (Y) to see whether the TAM model can analyze application user sati…
"Bio Lobster Farm, a freshwater lobster cultivation business, adopts the Business Model Canvas framework with a particular focus on customer segmentation and value proposition. The research method involved direct observation and structured interviews with 20 partisipants, including young adults, upper-middle-class housewives, and seafood MSME/restaurant owners. Research findings indic…
Objective: This thesis discusses the influence of usefulness and convenience of technology and income on interest in paying ZISWAF (zakat, infaq, sedekah, waqf) through sharia m banking. Methodology: This research uses a quantitative descriptive approach with a case study in the Bogor City area. Data from this study was obtained from interviews with related parties, direct observation…
Analyzing the Influence of Islamic Financial Literacy, Risk Perception, Social Media, on Interest in Islamic Stock Investment in Jabodetabek: Digital Technology as Moderation This research employs a quantitative approach with a case study on Gen Z in Jabodetabek. Data is collected through a questionnaire distributed via Google Forms. The data is processed with SEM-PLS analysis. …
Objective: This study aims to analyze the differences in profitability ratios before, during, and after the COVID-19 pandemic in technology and information sector companies listed on the Indonesia Sharia Stock Index (ISSI). The profitability ratios used in this study are Return on Assets (ROA) and Return on Equity (ROE). Method: This research employs a quantitative approach using descrip…
Purpose: To explore the potential integration of blockchain technology into Islamic accounting and auditing systems in Indonesia, addressing persistent sector challenges such as fraud, lack of transparency, and compliance with sharia principles. Method: Qualitative research approach combining in-depth interviews with six experts (practitioners, academics, and regulators) and a Systemat…