"Goal : “To identify the factors influencing individuals' decisions to choose loan services and analyze their impact on family economic welfare in Bogor.” Background : This study aims to identify and analyze various factors influencing individuals' decisions to use online loan services and explore their impacts on their economic conditions, particularly in the Bogor Raya region. Onlin…
This study aims to comprehensively explore the meanings, motives, and experiences of students in using online loan services through a phenomenological approach and a constructivist paradigm. The background of this research is based on the rapid growth of online loan services in Indonesia, which has become increasingly popular among students, especially due to the ease of digital access, fast ap…