Goal : This study aims to analyze the influence of Islamic financial literacy and financial self-efficacy on the financial management behavior of retired Civil Servants (ASN), as well as to analyze the mediating role of locus of control in this relationship. Methode : This research uses an explanatory quantitative approach and involves 100 retired ASN respondents in the Jabodetabek area. Dat…
The high muslim population and the trend of halal living have resulted in increasing interest and growth in the islamic finance industry today. For every individual and company, financial management behavior is an important factor in making good financial decisions, especially in the context of Islamic finance. This research was conducted to find out whether factors such as sharia financial lit…