Background – The existence of cooperatives whose initial purpose is to help meet the needs of their members has also contributed to the National GDP of Rp. 451.95 trillion and it turns out that the contribution of Sharia cooperatives is below 2%. Objective – The objective of this study is to analyze the factors that influence employees in taking financing in sharia cooperatives so t…
Purpose -- This paper highlight behavioral response on customer perspective toward integration of Islamic finance. Thus, the study aims to investigate the factors that influence customer intention to contribute toward integrated Islamic commercial and social finance (IICSF) in Indonesia. Design/methodology/approach -- In order to obtain the information, the data for this study was colle…
Objective: This study aims to analyze the effects of attitude, knowledge, religiosity, and functional factors on customer intention on using Islamic digital banking services. Methods: This study uses a quantitative approach with the SEM-PLS (Structural Equation Modeling) method, a case study in the Sumatra region. Sample data from this study were obtained from questionnaires distribute…