Goal :. This study aims to analyze the influence of zakat and waqf literacy, trust in digital systems, transparency and accountability, and religiosity on the effectiveness of digital platforms in collecting zakat and cash waqf among civil servants (ASN) at the Ministry of Finance. Additionally, it examines the moderating role of religiosity in the relationships between these variables.…
Goal : This study aims to analyze the influence of Islamic financial literacy and financial self-efficacy on the financial management behavior of retired Civil Servants (ASN), as well as to analyze the mediating role of locus of control in this relationship. Methode : This research uses an explanatory quantitative approach and involves 100 retired ASN respondents in the Jabodetabek area. Dat…