"Realized or not, that boarding school has many financial problems that always become the obstacles while doing the boarding school activities, those are related with calculation, accountancy, administration structure, allocation and the boarding school development requirement as well as the boarding school daily activities. Many boarding school that has source power such as human and …
"Koperasi Bersatu Kerabat Pulo Kambing (KBKPK) is sharia-based cooperatives based on community recycled waste bank “Bank Sampah”. This cooperative has two functions, financial and waste recycling. This dual functions is an interesting and important research object since it endorse not only profit but also engage members and society to participate in green lifestyle. With the integra…
"Purpose - The rapid development of Islamic banks necessitate them to be able to compete while revealing their best performance concurrently. Assessment of performance can be evaluated from earnings information. Income smoothing utilizing financing loss provision (FLP) is one of the methods that has been implemented in several Islamic banks to earn profits in which correspond to their …
"The problem of financing for large, medium and small contractors is on the need for working capital in project implementation. The cost of capital for bank loans is currently still high and burdensome for the entrepreneurs. This study aims to determine model of project financing that can be applied to bridge the need of funding support for small medium property enterprises and yet the …
"Islamic Boarding Schools stand in an environment that deals directly with the community. Many Islamic boarding schools become a pride that provides balanced learning between the world and the hereafter, even many Islamic boarding schools that have economic activities such as cooperatives, agriculture, animal husbandry and so on. One of the largest Sharia Savings and Credit Cooperatives…
BMT merupakan lembaga keuangan mikro syariah yang cukup dikenal oleh sebagian masyarakat, baik melalui produk keuangan maupun sosial. Produk keuangan yang dimiliki BMT pun sudah bervariasi sehingga menjadi alternatif akses keuangan bagi masyarakat. Oleh karenanya, BMT harus dapat mengelola dana dengan baik agar risiko likuiditas tetap terkendali sehingga dapat memenuhi kebutuhan masya…
The Financial Services Authority (OJK) states that one of the root causes of the slow growth in the market share of Islamic banking is due to the weak literacy of Indonesian people towards sharia finance. Based on a 2016 National Literacy and Financial Inclusion survey involving 9,680 research respondents from 34 provinces in 64 cities / districts. shows that the national Islamic financ…
Islamic financial planning is a making process of financial planning in prudence to make it compatible with Islamic law in order to achieve the level of Al-Falah, that is the blessing of dunya and the salvation of akhira. Yet, with the importance of Islamic financial planning, the individuals who apply the Islamic financial planning in managing their wealth are still rare. So that this …
Background – Having survived the 1998 crisis in addition to DSN MUI’s fatwa on the prohibition of bank interest, religious image, and profit-sharing principle, are the main legitimacy of Islamic banks in Indonesia. However, the public does not have full confidence in the legitimacy of the Islamic banks. It is marked by many criticisms addressed to the Islamic bank products which are…