Penelitian ini bertujuan untuk memberikan bukti empiris faktor-faktor yang mempengaruhi integritas laporan keuangan pada perbankan Syariah di Indonesia dan Malaysia. Variabel independen yang digunakan adalah komisaris independen, dewan pengawas Syariah, kualitas audit eksternal dan ukuran perusahaan. Variabel dependen yang digunakan adalah integritas laporan keuangan pada bank syariah. …
Purpose – This research aims to; (1) find out whether the use of AI in the Islamic finance and banking industry is in accordance with Sharia finance principles, (2) find out the impact on Indonesian Islamic banks and financial institutions that have utilized AI technology based on the perspective of financial organizations, (3) find out how the traditional bank system Shariah can chan…
Purpose – The purpose of this study is to determine the impact of Product Quality, Islamic Value, and Self Technology on Customer Satisfaction in Islamic Regional Bank. Methodology/Approach – This research uses a descriptive quantitative approach. The sampling technique uses random sampling by distributing questionnaires to 100 Customer of Bank NTB Syariah. This research method use…
Purpose: This research aims to examine the application of shariah compliance and Islamic corporate governance against fraud in Islamic Commercial Banks in Indonesia. This resesearch uses one dependent variable which is fraud and Independent variables used sharia compliance with the Islamic income ratio, profit sharing ratio, zakat performance ratio, director employee’s welfare ratio a…
Purpose : This study to determine the service, ease, knowledge effect on customer interest in mudharabah financing. Methodology : This research uses a quantitave approach. The sampling technique uses purposive sampling by distributing questionnaires to Customer who has applied mudharabah financing. This research methods uses Multiple linear regression. Findings : This Thesis discusses…
Purpose: This study aims to test whether bank risk (financing/credit risk, liquidity risk and operating risk) had an impact on Income Smoothing (measured through Loan Loss Provisions) in Indonesia Islamic Commercial Banks or not. Method: The research sample used 11 Indonesia Islamic Commercial Banks that established before 2015 and listed in Financial Services Authority (OJK) From 2015…
Tujuan dari penelitian ini adalah untuk menganalisis pengaruh variabel Sertifikat Bank Indonesia Syariah, Giro Wajib minimum dan Pembiayaan Bagi Hasil terhadap Likuiditas Bank Syariah (Financing to Deposit Ratio). Model penelitian yang digunakan adalah pendekatan kuantitatif dengan teknik pengambilan sampel purposive sampling. Analisis data menggunakan analisis multivariate dengan Ana…
The gap of time between the financial report date and audited financial report date shows the time of audit done by the independent auditor, is known as audit delay. The longer the audit delay is finished, the more significant it will affect the decision making because it is one of the most factor that has large contribution in the movement of IHSG. The aim of this study is to find out …
Purpose: This study aims to assess the Islamic bank financing in the time of economic recession. This study discusses the role of the stimulus regulation in influencing the total financing of Islamic banks in Indonesia. Furthermore, to examine the procyclicality behavior of Islamic banking financing on the business cycle. Design/Methodology: This research uses a quantitative approach …
Skripsi ini membahas tentang pengaruh dari pembiayaan perbankan syariah, pengeluaran pemerintah, dan investasi terhadap pertumbuhan ekonomi di Indonesia. Jenis penelitian ini merupakan penelitian kuantitatif deskriptif. Data yang digunakan adalah time series dari tahun 2015-2020 dengan menggunakan model Vector Auto Regression (VAR) dan Vector Error Correction Model (VECM) untuk melihat …