"The problem of financing for large, medium and small contractors is on the need for working capital in project implementation. The cost of capital for bank loans is currently still high and burdensome for the entrepreneurs. This study aims to determine model of project financing that can be applied to bridge the need of funding support for small medium property enterprises and yet the …
"Islamic Boarding Schools stand in an environment that deals directly with the community. Many Islamic boarding schools become a pride that provides balanced learning between the world and the hereafter, even many Islamic boarding schools that have economic activities such as cooperatives, agriculture, animal husbandry and so on. One of the largest Sharia Savings and Credit Cooperatives…
Spin off is separation of the sharia unit into a new company independent from its conventional parent. Spin off is a strategic issue for sustainability and development of Islamic financial institutions including Sharia Insurance. Independence and focus on the spin off process are positive. However, the economies of scale for stability and sustainable growth become challenges. The prob…
BMT merupakan lembaga keuangan mikro syariah yang cukup dikenal oleh sebagian masyarakat, baik melalui produk keuangan maupun sosial. Produk keuangan yang dimiliki BMT pun sudah bervariasi sehingga menjadi alternatif akses keuangan bagi masyarakat. Oleh karenanya, BMT harus dapat mengelola dana dengan baik agar risiko likuiditas tetap terkendali sehingga dapat memenuhi kebutuhan masya…
This study aims to analyze the effect of market risk premium and exchange rate on the return of Jakarta Islamic Index . By using the Vector Autoregression (VAR) method, this study utilizes time series monthly data from January 2008 to December 2018. This paper finds that market risk premium has no significant effect on the return of Jakarta Islamic Index, while exchange rate has a signi…
Background – It is undeniable that there are still many people who do not fully believe in Islamic banking activities whether they are free from things that are prohibited in Islam. This makes the customer's religiosity needs to be investigated further how it affects the loyalty of Islamic bank customers. Objective -The purpose of this study is to analyze the loyalty of customer depo…
As a trustworthy asset, Nazir can only do things that bring benefit to waqf assets. Based on these considerations, what needs to be considered is the possible steps to anticipate the risk of loss that will threaten the existence and sustainability of the waqf asset in the form of money. So waqf risk management is very much needed in order to anticipate and minimize if an unwanted risk o…
Background – Indonesia as a country with a Muslim population of more than 80%, and also have some hospitals with sharia certified and supported by the government. However, from the data obtained there are still many Indonesian Muslims who go for medical tourism to sharia hospitals abroad. Objective – This research aims to find out how big the business potential and development strat…
Objective – The objective of this study is to analyse the impact of the Covid-19 event on the Islamic capital market in Indonesia through the analysis of the formation and evaluation of the optimal portfolio performance of Islamic stocks with a sectoral approach for a period of one year before and one year during Covid19. Research Method - The portfolio formation method uses the Sing…
Background – The existence of cooperatives whose initial purpose is to help meet the needs of their members has also contributed to the National GDP of Rp. 451.95 trillion and it turns out that the contribution of Sharia cooperatives is below 2%. Objective – The objective of this study is to analyze the factors that influence employees in taking financing in sharia cooperatives so t…