Penelitian ini bertujuan untuk mengetahui pengaruh, untuk mengetahui guncangan dan untuk mengetahui seberapa besar kontribusi yang diberikan variabel-variabel terhadap mismatch yang terjadi di Bank Umum Syariah dan Unit Usaha Syariah. Variabel yang digunakan pada penelitian ini yaitu total Dana Pihak Ketiga Saving, total Dana Pihak Ketiga Investment, total Pembiayaan Uncertain, total …
"This study aims to analyze the role of Islamic commercial finance represented by Islamic banking financing and Islamic capital markets based on equity and debt, namely Islamic stocks and sukuk and Islamic social finance represented by zakat, infaq and sadaqah (ZIS) on Indonesia's economic growth represented by real gross domestic product (GDP) in the short and long term for the perio…
: Investigates the potential role of Sukuk, Islamic Capital, Islamic Banking Financing (IBF) in fostering economic growth in Indonesia. This study explores the impact of IBF on Economic Growth. Methods : The research has trial-stage methods. First, descriptive analysis is applied to provide a clear understanding of the movement of data, enabling a more comprehensive interpretation of the trends…
"Objective : To enhance brand awareness and customer engagement for Open Trip Sagalakarsa through an integrated digital marketing strategy, including social-media content design, influencer collaboration, and realistic, sustainable financial projections. Method : The study employs a Participatory Action Research (PAR) approach, involving cycles of planning, implementation, observation,…
Kualitatif
Objectives : This study aims to analyze the effect of operating cash flows, investing cash flows, financing cash flows, and Good Corporate Governance (GCG) on the profitability of Islamic banks in Indonesia, as measured by Return on assets (ROA) during the 2019–2024 period. The research is motivated by the importance of effective cash flow management in maintaining the financial p…
Objectives : This study aims to analyze the influence of Good Corporate Governance (GCG) and Intellectual Capital (IC) on the financial performance of Islamic banking in Indonesia. The independent variables used are GCG and IC, while financial performance, which is the dependent variable, is measured by the profitability ratio. The research data was obtained from the annual reports …
"Purpose - The rapid development of Islamic banks necessitate them to be able to compete while revealing their best performance concurrently. Assessment of performance can be evaluated from earnings information. Income smoothing utilizing financing loss provision (FLP) is one of the methods that has been implemented in several Islamic banks to earn profits in which correspond to their …
The Financial Services Authority (OJK) states that one of the root causes of the slow growth in the market share of Islamic banking is due to the weak literacy of Indonesian people towards sharia finance. Based on a 2016 National Literacy and Financial Inclusion survey involving 9,680 research respondents from 34 provinces in 64 cities / districts. shows that the national Islamic financ…
Background – Having survived the 1998 crisis in addition to DSN MUI’s fatwa on the prohibition of bank interest, religious image, and profit-sharing principle, are the main legitimacy of Islamic banks in Indonesia. However, the public does not have full confidence in the legitimacy of the Islamic banks. It is marked by many criticisms addressed to the Islamic bank products which are…