Electronic Resource
Analisis Kinerja Penyaluran Qardh Bank Infaq Masjid Raya Bintaro Jaya Untuk Kesejahteraan Nasabah
Goal: This research aims to examine the distribution of Qardh funds by Bank
Infaq MRBJ and its impact on the welfare of its customers. The variables used
include: the distribution of infaq funds through Qardh contracts, Tabarru' funds
utilized as Ta'awun funds to address repayment defaults, and risk mitigation to
ensure smooth repayment and identify the initial causes of potential defaults.
This is to ensure the achievement of customer welfare. The study on the
distribution of infaq funds using the Qardh contract, incorporating Tabarru'
funds as Ta'awun funds and risk mitigation, successfully achieved the welfare
targets for the customers of Bank Infaq Masjid Raya Bintaro Jaya's Sahabat
Infaq program.
Methode: The research employs a quantitative method with analysis conducted
using SEM- PLS, supplemented by interviews with the management of Bank Infaq
Masjid Raya Bintaro Jaya.
Fact/Finding: The distribution of infaq funds contributes to community welfare,
although it operates at a low level of structural influence. The management of
tabarru’ funds can have a positive impact on the welfare of beneficiaries. The
better the risk mitigation strategies implemented by the institution, the greater
the impact on improving customer welfare.
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