Electronic Resource

The Influence Of Perception Of Security Ease Of Use And Habit On Qris Usage Decisions

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"This study aims to examine the influence of the perception of security, ease of use, and habits on interest in
using QRIS (Quick Response Code Indonesian Standard) in the younger generation in the Greater Jakarta area,
Indonesia. QRIS is a digital payment method encouraged by Bank Indonesia to support the national non-cash
movement. The research method used was quantitative with data collection through questionnaires
distributed to 120 respondents aged 13 to 44 years. Data analysis was carried out using Structural Equation
Modeling (SEM) with Partial Least Square (PLS) to test the relationship between variables. The results showed
that the perception of security, ease of use, and habits had a significant effect on the interest in using QRIS.
These findings provide practical implications for financial institutions and policymakers to increase the
adoption of digital payments through improved security, convenience, and habit-building in younger
generations. This research also contributes to the fintech literature and digital payment behavior in emerging"

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Availability

Detail Information

Series Title

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Call Number

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Publisher

Bogor : Islamic Scentific Jurnal., 2025

Collation

2746-8240

Language

Indonesia

ISBN/ISSN

NIM.2110101063

Classification

NONE

Content Type

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Media Type

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Carrier Type

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Edition

Vol 8 No 2 (2025)

Subject(s)

QRIS Adoption
Security Perception
Digital Payments

Specific Detail Info

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Statement of Responsibility

Risa ; Aminah Nuriyah

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