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Analisis Pengaruh Pembiayaan Fintech Peer to Peer Lending terhadap Kinerja Pembiayaan IKNB Syariah di Indonesia

Research Objectives: This study aims to determine the effect of Total Asset, Total
Equity, and Income of Sharia Fintech Lending companies partially and
simultaneously on the Financing to Asset Ratio (FAR) of Sharia IKNB in Indonesia.
Methodology: This study uses a quantitative approach by collecting data from
annually financial reports of Sharia Fintech Lending companies that registered and
licensed by the Indonesian financial service authority (OJK) operating from 2021
period. As well as annually Sharia IKNB Financing to Asset Ratio (FAR) obtained
through OJK websites. The method in this study used panel data regression analysis
with EViews 12.
Results/ Findings: This study gives the results that (1) Sharia Fintech Lending
companies’ Total Assets has significant effect on Sharia IKNB Financing to Asset
Ratio (FAR). (2) Sharia Fintech Lending companies’ Total Equity has significant
effect on Sharia IKNB Financing to Asset Ratio (FAR). (3) Sharia Fintech Lending
companies’ Income has significant effect on Sharia IKNB Financing to Asset Ratio
(FAR). (4) Sharia Fintech Lending companies’ Total Asset, Total Equity, and
Income simultaneously have significant effect on the Sharia IKNB Financing to
Asset Ratio (FAR). (5) In conclusion, Sharia IKNB financing performance
represented by Financing to Asset Ratio (FAR) able to be predicted by all the three
variables used in this research, but it turns out that Sharia Fintech Lending
companies still has tiny ability to disrupt Sharia IKNB financing performance. At
least for now.

Availability
#
Local Content REF 332.7 ARI a
2010101161
Available
Detail Information
Series Title
-
Call Number
REF 332.7 ARI a
Publisher
Bogor : IAI Tazkia.,
Collation
MBS
Language
Indonesia
ISBN/ISSN
NIM.S.2010101161
Classification
332.7
Content Type
-
Media Type
-
Carrier Type
-
Edition
-
Subject(s)
pendapatan
Total Aset
Fintech Lending Syariah
IKNB Syariah
Inovasi Disruptif
Specific Detail Info
-
Statement of Responsibility
Other version/related

No other version available

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