Electronic Resource

The Influence of Sharia Financial Literacy and Fintech Lending Services on the Financial Behavior of Muslim Communities

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Abstract

This study was conducted to find out how financial literacy and fintech lending services affect the financial management behavior of Muslim communities. This research uses a quantitative approach and surveys 272 respondents through electronic media. This research method uses the Structural Equation Model—Partial Least Square (SEM-PLS) equation by taking a case study of Muslim communities in Indonesia. The results show that financial literacy, ease of fintech lending services, and trust in fintech lending services have a positive and significant effect on Muslim communities' financial management behavior. Meanwhile, the benefits of fintech lending services do not have a significant influence on the financial management behavior of Muslim communities. However, information is crucial in determining and making decisions. In the context of fintech lending services, speed and convenience play an essential role in shaping a person's financial behavior. Furthermore, the policy and legality of fintech lending are critical in improving public trust in the use of these services. Increased public trust in fintech lending services will have an impact on people's financial habits.

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Availability

Detail Information

Series Title

pp. 77-93

Call Number

-

Publisher

Semara : IJEB,Internasional Juarnal Of Islamic Busniss Ethics., 2024

Collation

MBS

Language

English

ISBN/ISSN

2502-0633

Classification

NONE

Content Type

-

Media Type

-

Carrier Type

-

Edition

Vol. 9 No 2

Subject(s)

Financial Literacy
Fintech Lending
Financial Behavior of Muslim

Specific Detail Info

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Statement of Responsibility

Aniva Nur Fadillah, Wiku Suryomurti

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