Electronic Resource
Factors Affecting Investment Decisions During Pandemic Through Sharia Financial Technology (Case Study of Sharia Peer-to-Peer Lending)
Purpose : This study aims to determine the direct effect of perceived
behavioral control, perceived benefit, perceived easiness, and
perceived risk on investment decision through sharia peer-to-peer
lending. Then to find out the indirect effect of perceived behavioral
control, attitude toward investment, and subjective norm on
investment decision through sharia peer-to-peer lending intervened
by investment intention
Methodology : Using primary data by distributing online questionnaire via google
form. The data analysis technique used is Structural Equation
Modeling Partial Least Square (SEM-PLS).
Findings : There are significant effect on the perceived behavioral control,
perceived easiness, and perceived risk on investment decision
through sharia peer-to-peer lending. The insignificant effect of
sharia compliance and perceived benefit on investment decision
through sharia peer-to-peer lending. And the insignificant effect of
perceived behavioral control, attitude toward investment, and
subjective norm on investment decision through sharia peer-to-peer
lending intervened by investment intention.
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